MoneyFlow Ledger

Effective Date: April 4, 2026

MoneyFlow Ledger is a local-first personal finance app. The current release is designed to help you manage budgets, wallets, transactions, loans, card installments, and savings data directly on your device.

1. Data Collection

No account registration or login is required to use the app.
Finance records you create are stored locally on your device in the current version.
Optional voice input may be used to help with local transaction entry when you activate that feature.
Backup or export actions only occur when you explicitly choose to use them.

2. Tracking and Analytics

MoneyFlow Ledger is designed as a local-first app and does not require ad tracking, social login, a hosted account system, or in-app purchase account linkage for the core experience described on this site.

3. Microphone and Speech Input

If you choose to use voice input for transaction entry, the app may request microphone and speech recognition access so spoken transactions can be turned into editable local drafts.

4. Notifications

If you enable reminders, the app may use local notifications on your device for recurring bills, due dates, installment reminders, loan payments, or savings maturity alerts.

5. Data Control

You control the finance information you enter. You can review, edit, export, back up, or remove app data using the in-app tools available in the current release.

6. Contact

For privacy questions, contact doanduchieu@gmail.com.